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Pay As You Grow

Are you looking to grow your business but are not finding it financially possible now? Access up to 500k with Zotto, repayments are made 100% through a percentage of your card transactions that suits you.

Talk To Sales

Apply in Minutes

Use your future credit and debit card sales to raise a unsecured business loan, today.

Get your Funds in Days

You’ll receive the lump sum directly into your bank account to use on any business requirement.

Watch your Business Grow

You repay a small portion of your credit/debit card sales. Repayments are automatically processed and hassle-free.

No interest

The loan will be re-payed through your transactions, with no interest just a small charged fixed fee, making repayment easy and hassle free.

Receive Within 48 Hours

Payment is received within 48 hours of application for existing customers, merchants on-boarding with us only have to be transacting for a minimum of 4 weeks.

Let’s Grow

Lend up to 500k giving you a whopping 150% of your sales, without any Time-Consuming application process, apply within minutes for your business cash injection.

Get Approved Now

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    Help

    support@zotto.io

    Zotto (Firm reference number: 0954882) is a distributor of PayrNet Ltd which is an Electronic Money Institution authorised by the FCA under the Electronic Money Regulations 2011 (EMR’s) with Firm Reference Number 900594.

    The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011.

    Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Zotto Business Bank Account is issued by PayrNet Ltd pursuant to license by Mastercard International Inc. PayrNet Ltd is authorised by Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594)